The Importance of a Home Inventory List

9/5/2017 (Permalink)

Can you name every item in your house?

Imagine having your home and its contents lost to a fire. Could you recall every item in it? Could you remember each individual item, especially the stored away, rarely used ones? Most of us would have great difficulty doing this on any given day, let alone under the stress of a catastrophe.

In the event of a fire, your insurance company will ask you to provide a list of all your damaged personal property. Creating a comprehensive Home Contents Inventory assures all of your contents are documented. Including each item’s value, photograph and, when possible, receipt, helps your insurance company make an accurate assessment for replacement and/or restoration according to your insurance policy. Be sure to update this list annually as you add or get rid of items. The completed list should be stored in a fireproof box or in your safe deposit box. It is also a good idea to file the list with your insurance agent.

Contact our office at 313-359-4357 to get a blank Home Contents Inventory or to schedule an appointment to have our pros to do it for you.